XiNi.app

XiNi.app: published policy analyses

Policy Analysis

UK policies traced through the OBR’s published model of the economy.

New8 November 2026Innovation and AI

Let researchers keep most of the equity in university spin-outs

Grows the economy by 0.01% by 2032, and leaves public debt broadly unchanged.

Who gains and who pays

Household cash incomes would be essentially unchanged. The gains are one-off rises in the expected value of spin-out equity, concentrated on about 3,000 academic founders (about £40,000 each on average, very unevenly) and about 10,000 angel and EIS investor households (about £4,000 each).

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Real GDP
Change from baseline by 2032
+0.01%
≈£0.3bn a year bigger economy
2028 2032
Public debt
Share of GDP by 2032
−0.01pp
£0.2bn less debt
2028 2032
Who pays, by income
Gain or loss as a share of household income, poorest tenth to richest
+0.00%
Gain or loss by income decile
Decile% of income£ a year
10.000.0
20.000.0
30.000.0
40.000.0
50.000.0
60.000.0
70.000.0
80.000.0
90.000.0
100.000.0
Poorest tenthRichest tenth
Biggest winner
Academic founders of new university spin-outs
+£40,000in wealth
≈3,000 people
Also: Staff in the additional spin-out companies: a non-cash gain, for ≈1,000 people

More analyses. Every published run.

7 November 2026Regulation and competition

Ban non-compete clauses for most workers and cap the rest at three months

Grows the economy by 0.12% (≈£4.5bn a year) by 2032, and cuts £3.7bn from public debt.

Gain or loss by income decile
Decile% of income£ a year
10.0710.0
20.1020.0
30.1230.0
40.1135.0
50.1345.0
60.1145.0
70.1050.0
80.0950.0
90.0960.0
100.0565.0
Real GDP
+0.12%
Public debt
−0.20pp
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6 November 2026Regulation and competition

Accept approvals from trusted overseas regulators unless the UK objects

Grows the economy by 0.03% (≈£0.9bn a year) by 2032, and cuts £0.7bn from public debt.

Gain or loss by income decile
Decile% of income£ a year
10.035.0
20.037.0
30.039.0
40.0312.0
50.0314.0
60.0316.0
70.0317.0
80.0426.0
90.0326.0
100.0343.0
Real GDP
+0.03%
Public debt
−0.04pp
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5 November 2026Trade

Match EU rules on manufactured goods to remove border checks and paperwork

Grows the economy by 0.12% (≈£4.5bn a year) by 2032, and cuts £3.8bn from public debt.

Gain or loss by income decile
Decile% of income£ a year
10.1420.0
20.1225.0
30.1435.0
40.1545.0
50.1450.0
60.1560.0
70.1465.0
80.1270.0
90.1280.0
100.11120.0
Real GDP
+0.12%
Public debt
−0.20pp
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4 November 2026Energy

Auction scarce grid connections and let firms build their own power links

Grows the economy by 0.05% (≈£1.9bn a year) by 2032, and cuts £1.1bn from public debt.

Gain or loss by income decile
Decile% of income£ a year
10.035.0
20.025.0
30.025.0
40.026.0
50.026.0
60.027.0
70.028.0
80.0210.0
90.0110.0
100.0225.0
Real GDP
+0.05%
Public debt
−0.07pp
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3 November 2026Regulation and competition

Give major business investments one consent and a six-month deadline

Grows the economy by 0.06% (≈£2.3bn a year) by 2032, and cuts £2.4bn from public debt.

Gain or loss by income decile
Decile% of income£ a year
10.011.0
20.011.0
30.012.0
40.013.0
50.014.0
60.015.0
70.016.0
80.017.0
90.019.0
100.0220.0
Real GDP
+0.06%
Public debt
−0.13pp
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2 November 2026Foreign investment

Give proven foreign investors a fast track through security checks and visas

Grows the economy by 0.01% by 2032, and leaves public debt broadly unchanged.

Gain or loss by income decile
Decile% of income£ a year
10.000.0
20.000.0
30.000.0
40.000.0
50.000.0
60.000.0
70.000.0
80.001.0
90.001.0
100.004.0
Real GDP
+0.01%
Public debt
−0.01pp
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1 November 2026Labour supply

Fund 50 hours a week of childcare from nine months old

Grows the economy by 0.16% (≈£6.0bn a year) by 2032, but adds £51bn to public debt.

Gain or loss by income decile
Decile% of income£ a year
12.24325.0
21.84385.0
31.53395.0
41.23380.0
51.02365.0
60.88360.0
70.76360.0
80.64350.0
90.49325.0
100.27305.0
Real GDP
+0.16%
Public debt
+1.20pp
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31 October 2026Labour supply

Fast-track NHS treatment and job support for people off work sick

Grows the economy by 0.16% (≈£6.0bn a year) by 2032, but adds £24bn to public debt.

Gain or loss by income decile
Decile% of income£ a year
12.15300.0
21.50320.0
31.01275.0
40.73235.0
50.53200.0
60.46195.0
70.37185.0
80.30175.0
90.26185.0
100.23230.0
Real GDP
+0.16%
Public debt
+0.44pp
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30 October 2026Housing and planning

Fund councils and housing associations to build 100,000 more social homes a year

Grows the economy by 0.36% (≈£13bn a year) by 2030, but adds £69bn to public debt.

Gain or loss by income decile
Decile% of income£ a year
10.3650.0
20.2550.0
30.1435.0
40.0720.0
50.028.0
60.002.0
7-0.01-3.0
8-0.01-8.0
9-0.02-15.0
10-0.05-65.0
Real GDP
+0.36%
Public debt
+1.62pp
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29 October 2026Housing and planning

Rules-based planning: homes approved as of right

Grows the economy by 0.11% (≈£4.0bn a year) by 2031, and cuts £1.8bn from public debt.

Gain or loss by income decile
Decile% of income£ a year
10.034.0
20.024.0
30.024.0
40.014.0
50.014.0
60.013.0
70.013.0
80.002.0
90.00-1.0
10-0.01-9.0
Real GDP
+0.11%
Public debt
−0.15pp
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Compare. Growth against debt.

Every policy on one chart
Real GDP and public debt by the end of each forecast, as changes from the baseline. Up and to the left is more growth for less debt.
0%+0.2%+0.4% 0pp+1.0pp
Less debtPublic debt, % of GDPMore debt
Fund councils and housing associations to build 100,000 more social homes a year +0.36% +12.6 +1.62pp +£69.3bn −£670 a year
Fund 50 hours a week of childcare from nine months old +0.16% +6.0 +1.20pp +£50.8bn −£410 a year
Fast-track NHS treatment and job support for people off work sick +0.16% +6.0 +0.44pp +£24.2bn −£160 a year
Ban non-compete clauses for most workers and cap the rest at three months +0.12% +4.5 −0.20pp −£3.7bn +£50 a year
Match EU rules on manufactured goods to remove border checks and paperwork +0.12% +4.5 −0.20pp −£3.8bn +£55 a year
Rules-based planning: homes approved as of right +0.11% +4.0 −0.15pp −£1.8bn +£30 a year
Give major business investments one consent and a six-month deadline +0.06% +2.3 −0.13pp −£2.4bn +£26 a year
Auction scarce grid connections and let firms build their own power links +0.05% +1.9 −0.07pp −£1.1bn +£15 a year
Accept approvals from trusted overseas regulators unless the UK objects +0.03% +0.9 −0.04pp −£0.7bn +£10 a year
Let researchers keep most of the equity in university spin-outs +0.01% +0.3 −0.01pp −£0.2bn —
Give proven foreign investors a fast track through security checks and visas +0.01% +0.3 −0.01pp −£0.2bn +£2 a year

Borrowing is the total change over each forecast. Per household is the yearly cost (−) or saving (+) to every household of paying for that borrowing. Select a heading to sort.